Terms & Conditions

Effective Date: January 19, 2026

Welcome to Helm and Harbour Capital. These Terms and Conditions govern your access to and use of the website located at https://helm.mediaforce-dev.ca/, including any services, features, content, or applications offered through the Website (collectively, the “Services”).

By accessing or using the Website and/or Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website or Services.

1. Acceptance of Terms

By using our Website, you confirm that:

• You are at least 18 years old or the age of majority in your jurisdiction;
• You agree to abide by these Terms and all applicable laws and regulations;
• You agree to our Privacy Policy, which is incorporated by reference.

2. Changes to Terms

We may modify these Terms at any time without prior notice. Changes will be effective when posted on the Website. Your continued use of the Website after revisions constitutes your acceptance of the updated Terms.

3. Use of the Website

You agree to:

• Use the Website only for lawful purposes;
• Not engage in prohibited activities such as disrupting the Website’s operation, transmitting harmful code (e.g., viruses), attempting unauthorized access, or collecting user data without consent;
• Comply with all applicable local, state, national, and international laws.

4. User Accounts

You may be required to create an account to access certain features. If you create an account, you agree to:

• Provide accurate, current, and complete information;
• Maintain the confidentiality of your account credentials;
• Accept responsibility for all activities under your account;
• Notify us immediately of any unauthorized use.

5. Content

5.1 User Content

You may submit content (“User Content”) through the Website. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, distribute, display, and modify your content for purposes of operating the Website.

You represent and warrant that:

You own or control the rights to your User Content;

Your User Content does not violate any laws or the rights of third parties.

5.2 Our Content

All content provided on the Website, including text, graphics, logos, images, and software, is owned or licensed by us and is protected by copyright, trademark, and other laws.

6. Intellectual Property

All rights, title, and interest in and to the Website and the Services, including all patents, copyrights, trademarks, and trade secrets, remain with the Company or its licensors. You agree not to copy, reproduce, distribute, or create derivative works of the Website or its content without our written permission.

7. Third-Party Services

The Website may contain links to third-party websites, products, or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of third parties.

8. Disclaimer of Warranties

The Website and Services are provided “as is” and “as available,” without warranties of any kind. To the fullest extent permitted by law, we disclaim all warranties, including:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• That the Website will be uninterrupted, secure, complete, or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, in no event will the Company or its officers, directors, employees, or agents be liable for:

• Any indirect, incidental, consequential, special, punitive, or exemplary damages;
• Loss of profits, data, or goodwill;
• Any claims arising from your use of the Website.

10. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates from any claims, damages, liabilities, losses, and expenses (including attorneys’ fees) arising from:

• Your use of the Website;
• Your violation of these Terms;
• Your violation of any rights of another person or entity.

11. Termination

We may suspend or terminate your access to the Website at any time, without notice, for conduct that we believe violates these Terms or is harmful to others.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising under or related to these Terms shall be resolved exclusively in the courts of that jurisdiction.

13. Contact Information

If you have questions about these Terms, please contact us.

14. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding your use of the Website and supersede all prior agreements.